The strangest insurance policies in the world … The annulment of fiance,against coconut and death from laughter, most notably

Against ghosts


The owner of a hotel in the port of “Lustoft” on the coast of the North Sea “in England”, issued an insurance policy that protects employees and customers from accidents or deaths resulting from seeing ghosts for one million pounds.

Against coconut

One of the tourism insurance companies in “Sri Lanka” insured all its guests and clients against injury or death from the fall of coconuts, and only one customer had received financial compensation.


Disability insurance

The English guitarist and record producer, Keith Richards, has an insurance policy covering his potential disability for the sum of one and a half million pounds sterling.